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Consumer guides
Consumer complaint and credit-report guides
Use these guides to understand official forms, recipient instructions, supporting documents, and mailing records. Always check the current agency, bureau, contract, or statutory requirements before sending a time-sensitive legal notice.
Published Mar 30, 2026 • Updated Aug 30, 2026
PostalForm's paid credit-report dispute workflows remain unavailable. For a supported consumer credit-card billing error, use the official guidance and the available Credit Card Billing Error & Denied-Dispute Packet.
Common situations
- Requesting your annual credit report by mail
- Filing a consumer complaint with a state attorney general
- Disputing inaccurate or incomplete credit-report information through official bureau channels
- Responding to a debt collector with a validation or dispute letter
- Canceling dealership add-ons such as vehicle service contracts, GAP, or prepaid maintenance
- Canceling a recent timeshare purchase under the contract and governing state law