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Consumer complaint and credit-report guides
Use these guides when you need to request records, dispute errors, or mail a complaint packet with supporting documents. Some of these workflows let you answer questions online first and generate the official PDF automatically instead of filling it out by hand.
Published Mar 30, 2026 • Updated Mar 31, 2026
Common situations
- Requesting your annual credit report by mail
- Filing a consumer complaint with a state attorney general
- Disputing credit-report errors with a paper trail
- Appealing a denied card dispute with organized exhibits
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