Health insurance checklist
CMS-1490S attachment checklist (itemized bills, EOBs, and signature rules)
If your provider did not file a Medicare claim, CMS-1490S usually requires supporting documentation. Use this checklist to assemble a complete packet before mailing.
Published Feb 20, 2026 • Updated Jul 12, 2026
How it works
Fill out form
Complete the guided fields online.
Preview PDF
Review the generated PDF before mailing.
We print and mail it via USPS.
Quick checklist
- Prepared CMS-1490S with supported customer sections filled.
- Itemized bill(s) from each provider or supplier.
- Other-insurance documentation when Medicare is secondary.
- Handwritten signature and date from the patient after kit delivery, or the fully completed witness path when the patient cannot sign.
- Recipient address verified against current Medicare contractor guidance.
Itemized bill details to include
The form instructions call for itemized billing details such as:
- Date of service.
- Place of service.
- Description of illness or injury.
- Description of each surgical medical service or supply furnished.
- Charge for each service.
- Doctor or supplier name and address.
- Provider or supplier NPI, if known.
Missing details here are a common reason claims are delayed.
When to include a primary insurer EOB
If Medicare is secondary and another insurer handled the claim first, include the primary insurer's Explanation of Benefits when available.
This helps Medicare coordinate benefits and review payment context faster.
Signature section rules
For most submissions:
- Patient hand-signs and dates the delivered original.
If the patient cannot sign:
- The signer can sign on the patient's behalf.
- Complete the witness section fully, including witness name, address, relationship, signature, date, and brief explanation.
Packet order that reduces errors
Use a consistent order:
- Cover letter (optional but useful).
- Completed CMS-1490S.
- Itemized bill(s) and supporting records.
- Primary insurer EOB and related insurance documents.
Keep pages legible and aligned to standard page size.
Common packet mistakes
- Uploading only CMS-1490S without bills.
- Including blurry scans or cut-off documents.
- Inconsistent names or claim identifiers across documents.
- Missing witness details when signing on behalf of the patient.
- Mailing without confirming the correct Medicare contractor address.
Sources
FAQs
- Do I need original documents?
- Follow the current form instructions; many packets are mailed as printed copies, but legibility is critical.
- Can I attach multiple itemized bills?
- Yes, include all relevant bills for the services in your claim.
- Should I include records not requested by Medicare?
- Include what the form and current instructions require; avoid unnecessary extras that create confusion.
- Can I prepare CMS-1490S without a printer?
- Yes. PostalForm can mail an unsigned preparation kit to you. You must complete signatures, physical records, contractor routing, and final submission yourself.
Ready to get started?
Use this checklist after the unsigned kit arrives, then personally submit the completed CMS-1490S packet.