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AnnualCreditReport.com form forms
AnnualCreditReport.com mail-in request form guidance for requesting free Equifax, Experian, and TransUnion credit reports by postal mail.
• Updated May 31, 2026
Available forms
1 form
Why this topic matters
The Annual Credit Report Request Form is the official mail-in route for requesting free credit reports from Equifax, Experian, and/or TransUnion through AnnualCreditReport.com. Use this topic when you need the paper request form, a PDF workflow, the Atlanta mailing address, or a clear boundary between requesting a report and disputing credit-report errors.
| Common search | Direct answer | Best next step |
|---|---|---|
| Annual credit report request form | This is the mail-in form for requesting free reports from one or all three nationwide credit reporting companies. | Use the guided workflow below, review the generated PDF, and mail it to the request service. |
| AnnualCreditReport.com form | The AnnualCreditReport.com form is a one-page PDF that asks for identity details, address history, and bureau selections. | Use the workflow if you want the form generated from online answers instead of hand-filling the PDF. |
| Credit report request form | This form requests reports; it is not a dispute form, credit score request, freeze, fraud alert, or bureau-specific complaint. | Request the reports first, then use a separate dispute packet if you find errors. |
| Request credit report by mail | AnnualCreditReport.com and CFPB list mail as an official request method. | Mail the completed form to Annual Credit Report Request Service in Atlanta. |
| Free annual credit report by mail | The report request is free through the official process, but print-and-mail fulfillment is a separate service if you use PostalForm. | Use the official online or phone route if you want to avoid print-and-mail service cost. |
When to use these workflows
- You searched for the AnnualCreditReport.com form and want the official mail-in request route.
- You need to request Equifax, Experian, TransUnion, or all three reports by postal mail.
- You want a completed PDF generated from online answers instead of hand-filling the one-page official form.
- You are helping someone request reports and want a copy of exactly what was mailed.
- You need to separate a report request from a later credit-report dispute or fraud process.
How it works
- Choose the workflow that matches the packet you need to send
- Answer the guided questions and upload attachments when needed
- Review the generated PDF before checkout
- PostalForm prints and mails the packet through USPS
Related resources
- Annual Credit Report Request Form workflow
- Annual credit report request form by mail
- Where to mail the Annual Credit Report Request Form
- AnnualCreditReport.com getting your reports
- Annual Credit Report Request Form PDF
- CFPB free credit report guidance
- Credit report forms
- Consumer credit forms
- Mail-in forms
- Browse all PostalForm workflows
FAQs
- What is the AnnualCreditReport.com form?
- It is the Annual Credit Report Request Form, the mail-in PDF used to request free credit reports from Equifax, Experian, and/or TransUnion through the federally authorized AnnualCreditReport.com process.
- Where do I mail the Annual Credit Report Request Form?
- Mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
- Can I request my credit report by mail?
- Yes. AnnualCreditReport.com and the CFPB list mail as one of the official request methods, along with online and phone requests.
- Is the Annual Credit Report Request Form free?
- The official report request is free through AnnualCreditReport.com. PostalForm is optional print-and-mail fulfillment, so its checkout price is for generating, printing, and mailing the request form.
- Is this a credit report dispute form?
- No. This form requests copies of your credit reports. Use a separate bureau or furnisher dispute process after you receive the reports and identify inaccurate items.
- How long does a mailed annual credit report request take?
- AnnualCreditReport.com says mailed requests are processed and mailed within 15 days of receipt. The CFPB says to allow two to three weeks for delivery when ordering by mail.